Calculator · Pension
Atal Pension Yojana (APY) Contribution Calculator
Estimate the prescribed contribution by joining age and target monthly pension. Values use the published indicative monthly contribution chart.
Indicative monthly contribution chart
| Joining age | Years to 60 | ₹1,000 pension | ₹2,000 pension | ₹3,000 pension | ₹4,000 pension | ₹5,000 pension |
|---|---|---|---|---|---|---|
| 18 | 42 | ₹42 | ₹84 | ₹126 | ₹168 | ₹210 |
| 19 | 41 | ₹46 | ₹92 | ₹138 | ₹183 | ₹228 |
| 20 | 40 | ₹50 | ₹100 | ₹150 | ₹198 | ₹248 |
| 21 | 39 | ₹54 | ₹108 | ₹162 | ₹215 | ₹269 |
| 22 | 38 | ₹59 | ₹117 | ₹177 | ₹234 | ₹292 |
| 23 | 37 | ₹64 | ₹127 | ₹192 | ₹254 | ₹318 |
| 24 | 36 | ₹70 | ₹139 | ₹208 | ₹277 | ₹346 |
| 25 | 35 | ₹76 | ₹151 | ₹226 | ₹301 | ₹376 |
| 26 | 34 | ₹82 | ₹164 | ₹246 | ₹327 | ₹409 |
| 27 | 33 | ₹90 | ₹178 | ₹268 | ₹356 | ₹446 |
| 28 | 32 | ₹97 | ₹194 | ₹292 | ₹388 | ₹485 |
| 29 | 31 | ₹106 | ₹212 | ₹318 | ₹423 | ₹529 |
| 30 | 30 | ₹116 | ₹231 | ₹347 | ₹462 | ₹577 |
| 31 | 29 | ₹126 | ₹252 | ₹379 | ₹504 | ₹630 |
| 32 | 28 | ₹138 | ₹276 | ₹414 | ₹551 | ₹689 |
| 33 | 27 | ₹151 | ₹302 | ₹453 | ₹602 | ₹752 |
| 34 | 26 | ₹165 | ₹330 | ₹495 | ₹659 | ₹824 |
| 35 | 25 | ₹181 | ₹362 | ₹543 | ₹722 | ₹902 |
| 36 | 24 | ₹198 | ₹396 | ₹594 | ₹792 | ₹990 |
| 37 | 23 | ₹218 | ₹436 | ₹654 | ₹870 | ₹1,087 |
| 38 | 22 | ₹240 | ₹480 | ₹720 | ₹957 | ₹1,196 |
| 39 | 21 | ₹264 | ₹528 | ₹792 | ₹1,054 | ₹1,318 |
| 40 | 20 | ₹291 | ₹582 | ₹873 | ₹1,164 | ₹1,454 |
Eligibility reminder
APY generally allows joining between ages 18 and 40, with pension from age 60. Current eligibility rules exclude people who are or have been income-tax payers from 1 October 2022. Confirm eligibility with the official scheme source before applying.
Official myScheme APY details · Department of Financial Services
Before you use Atal Pension Yojana Calculator
For Atal Pension Yojana Calculator, enter values using the units shown beside each field. Check whether rates are annual or monthly, whether dates are inclusive, and whether the calculation uses assumptions or statutory rules. Use sample figures first to understand the result.
Check the result
Check the inputs and units, compare the result with a second calculation for an important decision, and save the assumptions used. Results are estimates and may not reflect current laws, provider terms, fees, taxes, or individual eligibility.
Common questions
Are the results guaranteed or official?
No. Results depend on the inputs and assumptions; confirm important tax, payroll, investment, or legal matters with the relevant official source or a qualified professional.
Why does my result differ from another calculator?
Calculators may use different rounding, dates, compounding frequency, eligibility rules, or assumptions.
What should I keep with the result?
Record the inputs, units, date checked, and any assumptions so the estimate can be reviewed later.
Privacy reminder: Do not use confidential or personal files unless you are authorised to process them and are comfortable with the tool’s processing method. Keep a backup of important source files.